When you can no longer work or earn adequate income due to a disability, Long-Term Disability plans are supposed to be there for you. However, the insurance companies that administer these plans routinely deny and delay valid claims for payment. This leaves disabled policy holders frustrated and wondering how they will pay for food, gas, housing, and medical treatment.
If you or a loved one have paid for or had an employer sponsored Long-Term Disability plan and were wrongly denied benefits, our attorneys can help.
At Kemmitt, Sanford, & Kramer Law PLLC, we believe that you should be paid the benefits that you are entitled to. We also believe that the injured and disabled deserve dedicated and experienced attorneys to represent their best interests. We work tirelessly to compel disability insurance companies to make good on the policies they sell and pay our disabled clients what they owe.
How A Long Term Disability Attorney Can Help
Dealing directly with insurance companies can be stressful, confusing, and challenging. Our clients are generally in severe pain and financial distress and usually in no shape to take on a multi-million dollar financial institution. Every major insurer in this industry has a massive staff that you likely have never heard of and will never meet, all working directly to avoid payment of your benefits. Insurers have doctors, nurses, vocational experts, therapists, lawyers, actuaries, and thousands of staffers all looking at files trying to find a means to deny your claim. They can and will employ many underhanded tactics to avoid responsibility, including delaying every step of the process.
With years of experience on your side, attorneys Michael Kemmitt, Evan Sanford and Patrick Kramer will ensure your claim is expertly presented, diligently prosecuted, and thoroughly reviewed and considered by the insurer. In cases where insurers refuse to take responsibility, we can take them to court. Mike and Evan have years of experience fighting for clients at every stage of a claim from application through litigation.